Turn your discipline into real money.
Money Where Your Muscle Is™ is a skill-based accountability platform: You choose a discipline challenge (fitness, habits, or mindset), put your own money at stake, and can win cash by completing the challenge.
Not investing. Not a pooled money group. Not networking. It’s simple: complete the challenge → get paid. Don’t complete it → you don’t.
- You pick a 30-day challenge with clear rules.
- You submit simple daily proof (quick photos, logs, or check-ins).
- If you complete it, you earn a payout. If you don’t, you don’t.
How It Works
One system, every time: choose a challenge, put money on the line, submit proof, and earn payouts if you meet the standard.
Choose your challenge
Pick a lane (strength, weight loss, daily habits, or health) and choose a 30-day challenge with a clear target and rules.
Put money on the line
Pay your entry fee, then follow the daily prompts. Proof is simple and fast (photos, logs, or check-ins).
Submit proof → get paid
Your proof is reviewed against the rules. Meet the standard and you unlock your payout. Miss it and you don’t.
Pick Your Lane
Same system, different goals. Choose the lane that fits your next 30 days, then pick a challenge and start earning discipline you can prove.
Pull-ups, push-ups, squats & strength streaks
Commit to daily targets, log your work, and submit proof. Hit the standard and you unlock payouts.
Good for: Lifters and athletes who want consistency that actually counts.
Weigh-ins, steps, and nutrition streaks
Follow a simple measurable plan with proof that keeps you honest. If you meet the standard, you unlock payouts.
Good for: People who want structure that forces follow-through.
Hydration, sleep, steps, screen-time caps
Small daily commitments with fast proof. You don’t need “motivation” — you need rules and repetition.
Good for: Beginners, busy professionals, and people rebuilding momentum.
Blood pressure, A1C, quit smoking action plans
Use a plan you already agreed on with a professional — and let MWYMI add rules, proof, and accountability.
Good for: People serious about measurable health follow-through.
Why this works
Most goals fail because they stay optional. MWYMI makes follow-through measurable: clear rules, money on the line, daily proof, and review.
- Clear rules: you know exactly what counts.
- Money on the line: commitment feels real.
- Proof: quick uploads keep you honest.
- Review: payouts stay fair and consistent.
This is not motivation. It’s a repeatable system.
Pick a challenge. Put money on the line. Submit proof. Complete it → get paid.
Not investing. Not gambling. No portfolios. No “returns.” Your outcome comes from performance against clear rules.
Flagship Challenges (fill first)
Start with a flagship challenge when registration opens. Clear rules, daily proof, human review. Complete it → earn payouts.
Expand Your Vocabulary (30 Days)
Daily 5–10 new words with your own definitions and sentences. Simple proof. Consistent streak.
Positive & Gratitude Shift (30 Days)
Daily reflection + check-ins to build consistency you can prove. Simple, repeatable, structured.
No Smoking (30 Days)
Commit to 30 smoke-free days with simple daily attestations and spot-check proof prompts.
Questions Before You Put Money On The Line
Short answers. No games. Know exactly what you’re saying yes to.
Is this investing or a money pool / sou-sou?
No. MWYMI™ is not an investment and not a pooled savings group. There are no portfolios and no “returns.” You pay an entry fee to join a specific challenge, and payouts depend on completing the rules.
Is this gambling or a bet against other people?
No. There are no casino mechanics. You’re not wagering against a pool or a casino. You’re committing to follow clear rules and submit proof.
How hard is the daily proof?
It’s designed to be simple: quick photos, logs, or check-ins from your phone in about two minutes. Enough friction to keep it honest — not enough to derail your day.
What if I miss days or fall behind?
Each challenge explains how many misses you can have (if any). If you fall short, you don’t unlock the payout. You still keep your data and can re-enter future challenges.
Who reviews submissions?
Submissions are reviewed by real humans using written criteria for each challenge so payouts stay fair and consistent.
What if MWYMI™ isn’t for me?
Early access is intentionally small so we can listen hard and improve fast. If you complete your first challenge and genuinely feel it didn’t help, email support and we’ll make it right.
You’re putting a small amount of money behind your goals to create real accountability. The payoff isn’t luck — it’s verified follow-through.
Start My First Challenge →Participation in Money Where Your Muscle Is™ challenges involves real money and performance-based outcomes. Results are not guaranteed and you may lose some or all of the money you stake. Please review our Participation & Financial Disclaimer before entering any challenge.
MWYMI™ does not provide medical advice or diagnosis. Always consult a licensed medical professional before beginning any fitness, movement, strength, nutrition, habit, or health-related challenge. Participation is voluntary and undertaken at your own risk. Results vary. By using this site, you agree to MWYMI™’s Terms , Privacy Policy , and Challenge Rules .