DAILY HABITS YOU CAN’T GHOST.
Short sprints, simple receipts, and real money on the line — so you stop “getting back on track” every other week and finally stack real, documented streaks.
Inside the High-Stakes Habits lane, you build a small stack of daily behaviors — like walking, drinking water, getting to bed on time, shutting down late-night scrolling, or committing to no cigarettes and no vaping — and put real money behind following through. You log simple, verifiable proof. Finishers who hit the written standards keep their stake and may earn more. People who disappear for days at a time don’t.
A SIMPLE STACK, CLEAR RULES, REAL STAKES.
Every challenge in this lane uses the same backbone: choose a short window, define 2–5 daily habits that would genuinely sting if you ghost, and prove your discipline with lightweight receipts — including for nicotine-free days if you’re quitting.
Choose Your Habit Stack
Pick a 21, 30, or 45-day window. Then choose the handful of habits that actually move your life forward: steps, hydration, bedtime, screen cut-off, journaling, no alcohol, and for some people a hard “no cigarettes / no vaping” line.
Set Non-Negotiable Standards
Turn each habit into a line in the sand: minimum steps per day, minimum ounces of water, earliest lights-out time, maximum social media minutes, or strict “0 nicotine days” with clear rules about what counts as a slip. No vague goals — just yes/no rules you either hit or miss.
Track & Prove Your Discipline
Log your days and submit simple proof: step screenshots, water-tracking apps, sleep tracking, screen-time reports, or quick photos of a written checklist that includes “no cigarettes / no vape today.” Finishers who meet the written standards stay eligible for rewards based on the specific challenge rules.
WHO THIS LANE IS BUILT FOR.
- People who already “know what to do” but never string together more than a week.
- Busy professionals who need guardrails around sleep, screens, and daily movement.
- Lifters who want daily structure between lifting days: steps, recovery, hydration, sleep.
- Anyone who shows up differently when there’s real money on the line.
- People ready to walk away from cigarettes or vaping and want real stakes behind that choice.
- People who want chaos, not consistency, from their day-to-day life.
- Anyone unwilling to track simple proof like screenshots or checklists.
- People staking money they can’t reasonably afford to lose.
WHAT HIGH-STAKES HABITS LOOK LIKE INSIDE MWYMI™.
Designed for people who already know what to do — they just need short, high-accountability sprints with real stakes and clear receipts.
21-DAY NO-GHOST HABIT SPRINT
Daily standards: 7,000+ steps · basic hydration goal · screen cut-off by a set time · 1 small “win” logged each night
Proof: Step + screen-time screenshots 3–4× per week, plus a simple habit log
Example stake: $75 locked for 21 days
Potential payout: Up to 2× for verified finishers (depending on total entries and fees)
Built for people who keep saying “I just need a clean three weeks.” You set a simple stack, show your receipts, and either finish the sprint or feel the sting of ghosting your own habits.
View full challenge rules ↗30-DAY NO-NICOTINE RESET
Daily standards: 0 cigarettes · 0 vape hits · basic hydration target · simple nightly check-in (“no nicotine today”)
Proof: Short daily or near-daily check-ins plus weekly screenshots or photos of a written no-nicotine log; additional verification may be required per written rules
Support: Participants are encouraged to use evidence-based quit tools and to work with a medical professional for nicotine dependence
Example stake: $100 locked for 30 days
Potential payout: Up to 2× for verified finishers (depending on total entries and fees)
Designed for people who are serious about stepping away from nicotine and want the added push of real financial stakes. You still own your quit plan with your doctor or counselor — MWYMI™ simply adds structured rules and money-backed accountability to help you protect the decision you’ve already made.
View full challenge rules ↗NOT JUST “I’M WORKING ON MY HABITS.” THIS IS DOCUMENTED.
- Daily receipts, not vibes. You’re judged on whether you did your habits and submitted proof — not on how motivated you felt.
- Behaviors that touch everything. Better sleep, steps, hydration, less screen time, and less nicotine bleed into your weight, mood, lungs, and training.
- Stakes that feel like something. The amount you lock in is enough that disappearing for a week actually hurts.
- Clear written rules. The challenge spells out what counts, what doesn’t, and how finishers are evaluated — before you ever stake a dollar.
READY TO PUT REAL MONEY BEHIND YOUR DAILY HABITS?
Pick a High-Stakes Habits challenge, lock in your stack — whether that’s more steps, better sleep, or no nicotine — and give your future self proof that you can actually string days together, not just talk about “getting back on track.”
Browse high-stakes habit challenges ↗MWYMI™ does not provide medical advice, diagnosis, or treatment, including for nicotine dependence or smoking cessation. Always consult a licensed medical professional before beginning any fitness, movement, sleep, hydration, habit, or health-related challenge, including quitting smoking or vaping. Participation is voluntary and undertaken at your own risk. Results vary. By using this site, you agree to MWYMI™’s Terms, Privacy Policy, and Challenge Rules.
Participation in Money Where Your Muscle Is™ challenges involves real money and performance-based outcomes. Results are not guaranteed and you may lose some or all of the money you stake. Please review our Participation & Financial Disclaimer before entering any challenge.
MWYMI™ does not provide medical advice or diagnosis. Always consult a licensed medical professional before beginning any fitness, movement, strength, nutrition, habit, or health-related challenge. Participation is voluntary and undertaken at your own risk. Results vary. By using this site, you agree to MWYMI™’s Terms , Privacy Policy , and Challenge Rules .